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Legal Reality Newsletter 19 September A. D. 2011


19 September A.D. 2011

Texas numbers its AG Opinions with the initials of the AG at the time of the opinion.  So, “GA” does not mean the county in “this state” called STATE OF GEORGIA.  It means “Greg Abbott.”

If a notary were a “state officer,” then there might have to be some accommodation in the retirement plans, and in the way “taxes” are handled, and in the way issues of liability for STATE are addressed, whether it’s a phony “mortgage” document or a car wreck.  If a notary is not a “state officer,” one has to wonder from whence comes the authority to perform that job.

There’s a very good and popular Broadway show called “Best Little Whorehouse in Texas,” which is also a movie, and one of the musical numbers is called “The [Governor’s] Sidestep.”  Here, we see the adaptation of that theme by the AG’s Office.

It’d be a great research project to find out how many other STATEs are also this confused about such a simple question.  Chances are good that a Notary is a “state officer,” or else the answer would have been clearly in the negative.  In this day and age of mortgage fraud, that’s an angle that no STATE is going to rush to advocate, advance, or market.

Harmon L. Taylor
Legal Reality
Dallas, Texas

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——– Original Message ——–

Subject:

Whether chapter 603, Texas Government Code, is applicable to notaries public

Date:

Wed, 14 Sep 2011 19:09:51 -0500

To:

legal_reality@earthlink.net

Good afternoon: We issued 1 Attorney General Opinion Opinion No. GA-0886 Go to: https://www.oag.state.tx.us/opinions/opinions/50abbott/op/2011/htm/ga-0886.htm Re: Whether chapter 603, Texas Government Code, is applicable to notaries public (RQ-0968-GA) https://www.oag.state.tx.us/opinions/opinions/50abbott/rq/2011/pdf/rq0968ga.pdf Summary: Some legal authorities suggest that a notary public is a state officer, and others suggest that a notary public is not a state officer. Accordingly, we cannot definitively determine whether a notary is a state officer. ****

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Purpose Driven Defects: Hidden Players


Purpose Driven Defects: Hidden Players

Purpose Driven Defects
Hidden Players
This is an interesting scenario. I wish this were the only variation on this theme. Then, someone could tell me that the world isn’t as crooked as I say it is. The heart of man is deceitfully wicked, above all things. Played out many times in the last 30 years, any legal conflicts never exposed all of the parties involved, in the same litigation. One hand is literally clueless to the existence of the other. Documentary separation precludes both hands being caught in the cookie jar, at the same time.
At the top of this food chain is a bank trustee to sign off on everything. Next, there is at least one loan officer, to make the paperwork look good. Rounding out this cabal is a real estate broker, an insurance broker and 4 to 6 investors. Just to illustrate the financial clout in one of these arrangements, if the buy-in to the group is $50,000, that’s a total of as much as $450,000 in seed money. Once the consortium is rooted and established, it could be collecting 2% interest on as much as $6 million in mortgages. Let’s take a look at the possibilities.
Scenario #1 A mortgage applicant walks into the bank and sits down with the loan officer. He doesn’t have the required 20 % down payment. Yes, I know that a lot of creative financing has gone under the bridge since those days, but that is exactly the practices under discussion here. The loan officer looks over the application. He sees the negative against approval by the bank and says, “No problem! “We” can get you financed.” The applicant is sent to the real estate broker. An agreement is written, containing 2% more interest that the holding/funding company can get on a mortgage. One important point must be made, here. In many instances, the funding source is not presenting itself or acting as a lending institution. It isn’t until there is a legal conflict that people discover that they only thought they had a “mortgage” with the “bank”. In reality, the funding company jumped the applicant on the sale, then made agreementon a private sale by owner, with private terms. The fuinding company bought the property, and the applicant helped make the down payment. Technically, the applicant doesn’t own the property until the terms are satisfied. There is a closing, but it isn’t as the applicant believes. He’s in the property , under license.
As an example, if the sale price is 150,000, the applicant gets a much more expensive deal than the den of thieves. He has 20,000 down and a financed amount of $130,000. The cabal $30,000 down, a financed amount of $120,000 and an interest rate 2% lower than the applicant. Over time, the payoff amounts widen and it’s a winner for the funding company. In some cases, the money people had lines of credit equal to their investment. Effectively, they risked nothing. I’m sure you’re aware of all of the self help real estate books and videos about using “Other Peoples’ Money”. This is one opf those brilliant ideas.
Scenario #2 In this scenario, the fun is just beginning. After 5 years, either the funding source or the original applicant finds a buyer for the property at $200,000.
There are enough carrots dangling here, to make everyone happy. The applicant is offered his equity and appreciation, plus a $20,000 “commission”, if the funding company writes the new agreement. There’s nothing like bringing unwitting and unaware in to do their bidding. However the chips fall, the funding company makes a lot of money, especially if the original applicant “buys” another property, through them. In a rising market, it has proven to be easy to do, with no disruptions to risk exposure in litigation.
Scenario #3 This one is everyone’s nightmare. A declining market, growing numbers of defaults, and uncertainty about the future begin to wear on the money machine. The negative cash flow runs back up the pipeline in a shockwave. Capital sources dry up. Banks fail. Holding a lot of inventory that isn’t producing income puts a business, out of business.That should explain ehy the only word thast people want to hear is “recovery”. When the wheels fall off of the currency everyone loses except the Federal Reserve. The system acquired the assets for the printing costs.
All of the details in these scenarios don’t exactly fit any single individual or institution. The pattern however, is much deeper and ingrained in the United States. If people learn how things work, it’s because the Federal Reserve taught them. Once people learn how to create “money” out of thin air by terms of sale and the wiggle room in fractional banking, unwary people are ripe for the plucking. No one runs the Bait-and-Switch better than the Federal Reserve. They built the cracks that are the reason the “owner” of a property can be officially listed as “occupant”. In the illusion of the Federal Reserve world, no one owns anything and everything is under central Fascist management. As strange and dangerous as this Brave New World is, people still want to be good, loyal little Corporatists. When their turn comes to take one for the team, the newest version of Der Feuhrer will say nice things about them after they’ve gone conquering for the Homeland. They went too far too back out. Now, they just hope for the best, and legally support the worst.
“People stand silent in the presence of corruption, to fall back in the small comfort of passionate defense of virtue they should have displayed, before the fact.”

Unnatural Law: Introduction


                                                             
                                                                Unnatural Law

 

                                                                INTRODUCTION

     This article will describe, in general terms, the history of each section title. For further study and investigation, better books have been written, compiled and edited by people with far more expertise, experience, research and professional background than myself. If anyone is encouraged to further study, this article will have served it’s purpose.

Separation of Bureaucracy and Humanity 7/13/2011


                                   Separation of Bureaucracy and Humanity

                                                                 July 13th, 2011

   The contrast between Bureaucracy and Humanity isn’t always obvious, but when it is, it seems to jump out at us. In public situations the difference jumps out at us and we recognize that something is very wrong. It feels like we are flying an airplane and the controls suddenly start working backwards.

Read the rest of this entry »

The Chain


                                                      The Chain

If you were sitting back in your recliner, watching your favorite TV programs, you would probably get accustomed to 300 Lbs. of log chain shackled to your ankle. As long as the remote works, you’re probably in good shape. Eventually, you’ll need to get to the fridge or the rest room. Someone could get you another snack, but for some things, you’re on your own. I hope there is someone to run to the store for new batteries for the remote, when you need them.

When people displaced by Hurricane Katrina were about to be moved from hotels to mobile homes, the question arose, “Who will bring us our meals?” This is how dependency works. That is the heavy chain that can make willing slaves of everyone. Some people are stubborn enough to drag that chain around, everywhere they go. Some just sit and wait for a someday that never comes. Some don’t consider removing the chain because they are told that they have to wear it. This is life on the Federal Debt Plantation. We all know what happened to Cool Hand Luke. As the chain gets heavier and the inconveniences multiply, people will be waiting for meals that never come. There is no remote that will change channels on U. S. Treasury debt. The labor to move the chain will become all yours.


The Real Weapon Of Mass Destruction: POVERTY (via georgesblogforum)


If we could all just understand this, the world would be a very different place. The maze that is the global economy is getting more complex. Writing this made my head hurt.

                             “The Real Weapon Of Mass Destruction”                                                                                                POVERTY

The contradiction between idealism and actual experience in our daily lives would appear to be just a basic fact of life. The fact of the matter is that contradictions are powerful influences in shaping our perception.      In this example, the Amer … Read More

via georgesblogforum


The Real Weapon Of Mass Destruction: POVERTY


                              “The Real Weapon Of Mass Destruction”

                                                                     POVERTY

08/01/2011  – With the debt ceiling screenplay at a turning point in the wealth transfer system, the real fun begins. Continuing this perverse charade of manipulating the promises of politician only postpones the certain end of the currency. Nations are divesting themselves of U. S. Treasury debt. The music is about to stop, the population won’t have a chair to sit in, and Emperor Ponzi will be walking around naked. The shame will be exposed. We will go back to talking about the resilience of the American people.

The lie that is constantly presented as legitimate authority is that the paper currency is money. People have always said that bthe currency is all we have. This will test the lie. If the currency is all that we have, then we have nothing.

07/30/2011       In all of the infighting over the debt ceiling ceiling issue, if you feel  yourself being lined up in the cross hairs, it is not your imaginations. You can’t do racial, ethnic or social profiling. The central banks can do it weith impunity. After all, they can put your city or state out of business, by tomorrow morning. People, neighborhoods and entire cities are now being targeted for poverty. If you become a casualty, it’s because you are the alien that the corporate structure doesn’t want. In this manner, groups of people are polarized against each other, the banks win, everyone loses. The survivors are called slaves.                                               

The contradiction between idealism and actual experience in our daily lives would appear to be just a basic fact of life. The fact of the matter is that contradictions are powerful influences in shaping our perception.

     In this example, the American Way is about honesty, dedication, commitment, compassion, charity, perseverance……….. all the good things. On the other hand, the United States Way is about eliminating competition and acquiring power and wealth, by whatever means necessary. What’s a little lying, cheating, stealing and war among acquaintances, anyway? 

     Control and regulation of the issuance of currency contains the power to inflict poverty. Until that fact is understood, it is impossible to understand any economic system. It can easily be proven that no government can faithfully represent the interests of it’s citizens when a private bank is involved. The people are in constant jeopardy because both labor and income are subject to the policies of private corporate interests. The elitist nature of banking renders political ideology irrelevant. Private banks have instigated wars, collapsed economies and brought tyrants to power, all in a constant effort to absorb the world into a common power structure. This is no accident. Control and exploitation know no limits of conscience. When a small group of people form an alliance dedicated to enslaving the population, both liberty and security decline into a Dark Age. The history of the world is marked by the rise of despots. In our present day, people are so indebted to the corporate tyrants that they see no remedy or recourse that would free them.

     We will, however persevere and examine what we can see.

In examining the evidence of modern current events, what is not seen in public view are the methods employed to target, direct and inflict poverty. Unfortunately, events are hidden behind a cloak of private law, so great in volume and complex in structure, that most people have never read it and are unfamiliar with the details that most directly affect their lives. Contained in the body of private law are institutionalized powers that were never given to any representative body, by the population. Private law is actually contradictory to representative government. This is the fatal flaw in the structure of the United States. Management of human resources is not representation. Any corporate system enacting such a change is in default of it’s declared commitment and commissioned purpose. The historical warning is that no nation has ever set aside honesty and integrity by mutual agreement, and survived. Once the United States escaped the restraint of real money, the present conditions became inevitable. When the people embraced the use of fiat currency they began cycles of raiding the public treasury and getting what they agreed to. Unfortunately, there has never been an effective protection against social self – destruction.

     Singularly or in combination, currency manipulation, taxation, debt expansion and contraction and labor regulation achieve the objectives of targeting, directing and inflicting poverty.

TARGETING POVERTY

Everyone has experience with the result of currency manipulation. The source of restraint isn’t the issue. When a population is targeted for isolation, the results are sudden and dramatic.

     Businesses fail, industries move away and once prosperous areas become overnight slums. People are told that it is just part of the downside in normal economic cycles. That they believe that public relations private agenda, speaks of their trusting and gullible ignorance. Most people don’t believe that they have been targeted for poverty.

The response is the usual forms of political activity and social activism. Such movements have little or no effect because people fail to address the correct commercial issues, with the correct commercial entities. In other words, they fail to correctly identify the transgression and the offender. They have failed before they began. In many cases, the most visible and locally available object of people’s displeasure is an employer. By directing effort against the most tangible target, the real culprits, the banking structure and their corporate allies in government, escape the consequences of their actions. That deception leaves the injured parties without recourse or resources, trapped in poverty.

Taxation gets more attention than any other factor in targeting populations for isolation and making an area vulnerable for corporate conquest. Poverty is the applied weapon that disenfranchises people in there efforts to protect themselves. The obvious condition is that there are different rules for different people. Selective enforcement of regulations places some people in a decidedly inferior position. It is after an environment of poverty is created that people discover their plight. Once people are identified as inferior within the system, the brunt of bureaucratic attention is brought to bear against them. Taxation is an identification tool. It describes people as targets, by their circumstances. It is as though some people are born with “Urban Renewal” stamped on their foreheads. They find that escape is difficult and resistance is futile. The history of the world is that some live in comfort and security while others live in a Third World nightmare. Taxation is the embodiment of the parasitic nature of government. Taxation does the sifting and sorting in the targeting phase of poverty. Until people recognize the enslaving nature of central government, they will be trapped as slaves, in their own minds.  The perception becomes the chains and bars that confine them.

The least understood method of targeting populations for poverty is the expansion and contraction of public and private debt. The commonly held belief is that money comes from the government. In truth, the currency comes from a private bank, borrowed into existence by the U. S. Treasury. This is why legal tender and money are two different things, today. People do not see the distinction between public and private debt. Allowing a corporation to borrow trillions and quadrillions while pointing to citizens to underwrite obviously fraudulent behavior is certainly destructive. In the debt economy, poverty is “borrowed”. In history, that process is identified as “stealing”. Debt makes people easy targets for poverty. Under cover of ignorance and behind the curtain of government authority, all debt has become a Federal benefit program. For those who don’t understand the impact of that change in economic philosophy, they will learn by experience. They have all been taken into receivership and could well find themselves wearing orange jumpsuits, in a Federal labor camp. The significant fallout from the economic crisis will be the new rules in the Federal holding pen. The only effective commercial action that can be taken now is to cease transacting with the Federal Reserve debt empire. This is why many institutions declined the bailout funds. Accepting the terms would have placed them in tactically inferior positions in the economic war. Many Third World nations have experienced this process. Choices were eliminated in their poverty.

The confusion in labor regulation is the “kick me” sign on the backs of laborers registered as 14th Amendment U. S. citizens. In simpler terms, if you are one of those statutory persons, bend over and make the best of it. Here comes poverty. People volunteered their targeting information when they signed up for a job. If that is an unacceptable choice, the only viable option is to correct an individual’s nationality. Failing to do so would establish a life of enduring poverty until endurance is exhausted. Knowing how they are targeted should help people decide whether they want to be targets of poverty. It is a correctable condition. The question is whether or not people will resist being pushed over backwards while their labor is stolen from them.

DIRECTING POVERTY

Currency manipulation makes direction of poverty much easier. When restrictions increase on the availability of currency, people flock to fill out applications, providing the personal information and consent that keeps poverty on target. If you see yourself trying to keep pace with the treadmill, I see a cat trying to catch a Yo – Yo. I’m merely seeing the way that people are toyed with, by the debt system. This paper system can’t compete with real intrinsic value. Only by keeping people distracted from seeing the true natures of debt and wealth, can people be deceived into poverty. Unless we want poverty to continue falling on us in a paper storm, we must cease accepting the paper and offering it as tender in payment.

Taxation is the most effective delivery system for poverty ever devised by man. No other financial mechanism can perform the deprivation that is accomplished by taxation. This is the one area where threat of physical force and imprisonment keeps the poverty pipeline connected. This system flows wealth out of the individual, and misery in. Registered persons are in the sights of the poverty system, as long as they continue in it. The only remedy is to correct and assert proper nationality.

The financial incentive in expansion and contraction of debt is stronger than people realize. The financial news belies the obsession with which people chase available debt. Re – financing and bailout plans are now constants in the marketplace. This tunnel vision keeps the direction of poverty, constant. The fear of poverty keeps people in line for poverty. Compliance motivated by fear is the basic tool of despotic domination. In other areas of physical or emotional dependency, the discussion would be about breaking cycles of abuse. Without exaggeration, breaking this debt cycle obsession is worth life and liberty. Otherwise, people are in the line of fire, under incoming poverty.

If people could just see for a moment, how their personal labor practices keep them compliant with poverty, they would walk away from the Federal labor system. That is a place where poverty is all that is available to them. This is the direct involvement that people take in directing poverty. Each individual is responsible for the terms of exchanging labor. Now would be a good time for better and more independent decisions.

INFLICTING POVERTY

Poverty is inflicted at the moment when voluntary changes to mandatory. It is most interesting that in tyrannical invasion and conquest that consent is eventually presumed. At that moment, people become property. Resistance, in many cases, is met with violence and confinement.

Currency manipulation continues to exact a terrible toll in inflicting poverty. The collapses experienced to this point are showing people how destructive debt eventually becomes. We will see currency manipulation squeezing growing numbers of people into the Federal mandatory labor system. This will be the most visible example of administered poverty. Presented to the public as positive action, the public will be distracted long enough for the manipulators of currency to escape with stolen wealth. Only by a decided shift away from the debt system can the theft be stopped. Just as in the Great Depression, everything that isn’t properly secured is being stolen.

Taxation directly inflicts poverty. In the crush at the revenue window, taxing authorities are vampires, breaking into a blood bank. Will they turn cannibal when they run out of warm bodies? The frenzy may abate when poverty begins touching government employees. In those conflicting circumstances, it would be a good time to be out of the debt system. If the tax system becomes a bottleneck, inflicting poverty could become a bureaucratic free-for-all. Just a recent municipal budget issues have caused weeping and wailing and gnashing of teeth, so it could be in the Federal structure. It is in those conditions that the debt system goes on the hunt, devouring wealth and pillaging the countryside.

The public and private debt load will certainly devour wealth wherever it may be found. The trap is already sprung and and poverty is being dispensed, daily. reports of system failures and the resulting upgrades to handle the increased caseload are alarming. People are now personally experiencing inflicted poverty. We now see that, regardless of available “liquidity”, the private debt supply has contracted. The terms of the transaction are not being considered by most people. We have been warned for millenia that debt is dangerous. The United States is living by debt. The deception is that it is a living death. Is there any good reason for maintaining the debt system? At this point, nothing but poverty and increased obligation is being delivered. That people are standing in line to receive financial injury, defies rational explanation.

Labor regulation is another line that people stand in to get a horse – whipping. Before labor conditions run their course in inflicting poverty, the nightly news should be filmed in black and white. People would think that it was an instant replay of the 1930s. Labor played the debt game, as long as it lasted. The best that labor unions do today is negotiate surrender and supervise the distribution of poverty. Unless people want to hang in there for a beating, they must search for more independent economic models. Succumbing to the debt system is financial suicide.

CONCLUSION

Describing the debt system, in separate components, is difficult enough. When considered within all of it’s mechanisms operating simultaneously, the details become overwhelming. Compounding the gravity of the situation is the history of fiat currency. At different times, in different places, refusal to accept the paper carried the death penalty. Yes, banks commit acts of war and injustice against free people who refuse to transact with them. The selectivity of the poverty system has displayed amazing variety in applications. From real estate mortgage red-lining to discounted interest rates currying political favor, private banks have always been the influence behind public policy. We see how fiat currency destroys any semblance of moral certainty. Where no standards exist, there is no security. In this regard, the public trust has been broken and the United States has failed as a commercial entity. The assets are being liquidated and whatever we possess is thrown in the global yard sale. The sooner we see this paper bailout and promised recovery as a stalling technique, the sooner we can escape it. The consequences of inaction are at the least, miserable ans at the worst, fatal. Parasites don’t become gentler with time. Eventually, the host becomes victim and food.

A very important aspect of the debt system is that people are at the mercy of agreements they know nothing about. The concept of “my” job no longer exists. Since property rights are so limited by agreed considerations, no one really owns anything, outright. Future emergencies may drastically alter the terms of possession and use of property. The examples set in other countries bring a shocking warning to the U. S. With taxes and usage fees climbing at alarming rates, the idea of value added taxes surface, from time to time. As vile and invasive the thought of paying for property repeatedly, for the “privilege of using it is, legislatures still toy with the idea.With the possibility of international financial pressures bringing devaluation and currency collapses, no individual circumstance is safe. Real money sets the standards. The debt game flirts with disaster. With any commodity supply crisis, the global debt bubble could implode and consumer prices inflate out of reach, very quickly. The arbitrary and rebellious regulatory systems would instantly be powerless. The cascade of food and energy shortages would spread overnight poverty, in compliance with natural Law. The emergency response would be as frightening as anything seen in the last century. Officially administered poverty would become standardized, throughout the world. The mechanism for accomplishing that sweeping change already exists in the for of international financial regulation. One more step into Global Socialism has been taken. In these times, the same priorities that saw people through hard times in the past, hold true, today. Water, food and shelter, in that order are the survival requirements that no fiat currency system has ever guaranteed. We never want to be so desperate that we are reduced to eating grass and tree bark. By making better choices, we may be able to avoid those hardships. We certainly don’t want to be refugees in a Federal labor camp.